Special Event Insurance

Special Event Liability Insurance

NEW EXPANDED CLASSIFICATIONS & LOWER RATES !

Tailored protection for Entertainment, Recreation
& Special Events in one portfolio.

Meridian National is an innovator of entertainment and special event insurance. We offer comprehensive insurance programs for our entertainment clients developed from the experience garnered by decades of work in this field. Our programs provide outstanding protection for hundreds of venues such as Concerts, Festivals, Sporting Events, Commercial Producers, Television Productions, Live Entertainment, Music, Broadcasting, Theater, Publishing & Advertising. As a national broker we have access to every major insurance company in the United States. As a national general agent we regularly quote, bind and issue your policy on the same day! Our comprehensive insurance portfolio gives you the ability to combine broad property, liability, commercial auto, and umbrella coverage.

POLICY ENDORSED BY

American Recreation &
Entertainment Alliance

Special Events Program Highlights

Per Event Limits:

	$2,000,000 - Aggregate (total limit for the duration of the event)
	$1,000,000 - Products/completed operations
	$1,000,000 - Personal Injury
	$1,000,000 - Advertising Liability
	$1,000,000 - Each occurrence
	$ 50,000 - Fire damage & property damage to leased premises

Per event aggregate:

$2,000,000

Also:

	Contractual liability provided
	The facility can be named as an additional insured at no extra cost
	Multiple additional insureds
	Host liquor liability
	Separate limits for personal injury liability and advertising injury liability
	Premises damage coverage does not have care, custody or control exclusion. (ISO limited to fire damage)
	Commercial liquor liability
	Automatic additional protected person status for Equipment Lessors, Landlords and Volunteer Workers
	Coverage is provided for Employees and Volunteer Workers for bodily injury that results from the providing of or failure to provide first aid
	Set up and take down (day before & day after).
	Terrorism coverage

Optional Coverage

	Participant Legal Liability Coverage
	Liquor Legal Liability
	Third Party Property Damage
	Participant & Spectator Medical Benefit Coverage

	Event Cancellation
	Rain & Weather Insurance
	Flood & Earthquake
	Automobile
	Boiler & Machinery
	Directors and Officers
	Umbrella Policy

In a rush?

Call 800.874.9191 for an immediate quote.

Horse Shows, Parades & Equestrian Events

Special Event Types

Category

Events

Ceremonies:

Graduations, Weddings

Concerts:

Classical Music Concerts - Indoors, Classical Music Concerts - Outdoors, Concerts - Not Otherwise Classified, Country Western, Heavy Metal, Jam and Jazz Concerts - Indoors, Jam and Jazz Concerts, Outdoors, Pop Music Concert, Promoters, Rap/Hip Hop**, Rock, Salsa Concert, School Band Competitions or Events and Symphony Concerts.

Exhibitions &

Conventions:

Auctions, Drill Team Exhibitions, Educational Exhibitions, Job Fairs, Trade Shows

Festivals, Cultural
& Amusement:

Art Festivals, Bazaars, Carnivals, Circus, County Festivals and Fairs, Country Western Events, Rodeos, Cultural Events, Exhibitions, Festivals, Harvest Festivals, Haunted Houses, Pumpkin Patch, Tractor Pulls

Lectures:

Lectures, Seminars and Speaking Engagements.

Meetings:

Amateur Association Meetings, Book Signings, Business Meetings, Church Services or Meetings, Civic Club Meetings, Conferences, Evangelistic Meetings, Ladies Club Events, Luncheons, Meetings - Indoors, Meetings - Outdoors, Professional Association Meetings, Record Signings, Teleconferences and Union Meetings.

Miscellaneous:

Film Production, Fireworks and Pyrotechnics.

Parties:

Anniversary Parties, Banquets, Birthday Parties, Block parties, Business Parties, Debutante Balls, Old Timer Events, Picnics held at grounds without pools or lakes, Proms, Reunions - Indoors, Reunions - Outdoors, Social Gatherings - Outdoors, Social Receptions, Street Closures and Wedding Receptions.

Political:

Chamber of Commerce Events, Heads of State Events, Political Rallies and Voter Registration.

Religious or Spiritual Gatherings:

Charity Benefits and Séances.

Sales:

Auctions, Rummage Sales, Sales - Other, Sidewalk Sales, Swap Meets and Telethons.

Shows:

Animal Acts and Shows, Antique Shows, Art Shows, Auto Shows, Award Presentations, Beauty Pageants, Boat Shows, Business Shows, Camera Shows, Card Shows, Casino Shows, Comedy Shows, Computer Shows, Consumer Shows, Debuts, Fashion Shows, Film Screenings, Film Showings, Flower Shows, Garden Shows, Gun and Knife Shows, Home Shows, Hypnotists, Ice Skating Shows, Livestock Shows, Lounge Shows, Mobile Home Shows, Nightclub Shows, Pageants, RV Shows, Talent Shows and Vacation Shows.

Sporting Events Games, Dance:

Aerobics Classes or Events, Ballets, Balloon Events, Baseball, Basketball, Bicycle Races, Bicycle Rallies - Not including any Racing, Bingo Games, Body Building Contests, Boxing, Classic Dance Shows, Fishing Events, Football Games, Gymnastic Competitions, Hockey Games, Horse Shows, Instructional Classes, Jazzercise, Jazzercise Classes or Events, Junior Athletic Games, Karate Meets, Marathons (walking, running, etc.), Overnight Camping, Professional Sporting Events, Rodeos and Roping Events, Scouting Jamborees - no overnight camping, Ski Events, Soap Box Derbies, Softball Events, Sporting Events in Buildings - Non-professional, Swimming, Swimming Pool Facilities, Tap Dancing, Tractor Pulls, Triathlons, Volleyball Events, Water Activities or Events and Wrestling.

Theatre Events:

Film Screenings, Play Readings, Plays and Theatrical Stage Performances.

** subject to risk management and underwriting review

Exclusions:

	Athletic participants (alternative program available for this exposure)
	Collapse exclusion (tents)
	Pyrotechnics & explosives
	Inter-company liability suits
	Field of entertainment limitation (Entertainer's slander exclusion)
	Asbestos
	No fault medical payments

Special Event Insurance Planning

Event Information Request Form

Select the items that apply, and then let us know how to contact you.

Meridian National Insurance Group P.O. Box 6230 Scottsdale, AZ 85261
800-874-9191 602.702.7600 FAX 480.452.0593 Email: ballen@eqgroup.com